Mortgage
- Home
- Mortgage
We make home happen
At LDTCU, our top priority is you. For this reason, we offer a variety of home loan programs so you can choose a financing option that best fits your needs and financial future. From purchasing your first home, refinancing your current mortgage to take advantage of lower interest rates, or tapping into the equity of your home, we have you covered.
How to get started.
What is your goal?
Refinance your home
With our refinance options, you could lower your monthly house payments or pay off your loan sooner.
Buy a home
Whether this is your first home or your vacation home, we have home loans to fit your specific needs.
Tap into your home equity
Unlock your property’s real estate value to fund home improvement projects, consolidate debt, or make a large purchase.
The LDTCU Mortgage Advantage
Flexible Options - Choose a fixed or adjustable‑rate loan
Low Down Payments - Down payments as low as 0% down
Need assistance with your existing home loan?
If you need to make your monthly loan payment, have questions about your escrow account, or need assistance with starting an insurance claim, we are here to help. The TDECU Mortgage Service Center has everything you need to manage your TDECU home loan.
