Auto loan
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Find the right auto loan for you
At LDTCU, our goal is to make your buying process easy and hassle-free. From competitive interest rates, discounts, and flexible payment plans, we have the right auto loan for you. With LDTCU, you can take advantage of:
- Rates starting at 6.44% APR for 48 months, which includes a discount for recurring direct deposit of $250 or more1
- No payments for 90 days
- No money down option available
- Terms up to 84 months
- No hidden fees, costs, or early-payoff penalties
Need to make your loan payment?
If you need to make your monthly payment, our online service options are available 24 hours a day, 7 days a week. You can choose between transferring funds from a LDTCU account toward your loan balance or making a payment using an account from another financial institution.
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New and Pre-Owned Auto Loan. Competitive financing option for new and used cars, vans, SUVs, and trucks.
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Refinance Your Auto Loan. Refinance option for new and used cars, vans, SUVs, and trucks.
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Are you interested in financing a vehicle other than a car, truck, or van?
LDTCU offers financing for motorcycles, boats, RVs, SUVs, and other leisure vehicles.
Why Panama CU?
Every features for your
financial growth.
For all vehicle loans
We will need:
- Your employment, monthly income, and housing information.
- Requested loan amount (should include the purchase price, taxes, title, license, and warranties, minus your down payment)
- Requested loan term
If you plan to trade in your current vehicle
We will need:
- Title
- Current loan information (if applicable)
- Registration and license information
Already found your new vehicle or looking to refinance with LDTCU?
We will also need:
- Vehicle Identification Number (VIN)
- Exact mileage
- Name of the dealership or seller
Private party loans
We will need:
- Title verification in person at a LDTCU Member Center if the vehicle does not have an active lien or loan
- Registration and license information
Auto Insurance
Our agents at LDTCU Insurance Agency, LLC4 will work with you to find the best auto insurance rates without sacrificing coverage, giving you the best value for your dollar.
